Risk Disclosure

Please read this carefully and consult with your qualified legal, financial, and/or tax advisor(s) before investing in precious metals.

Investing in precious metals involves risk. Any performance data quoted represents past performance and is neither a prediction nor a guarantee of future results. Precious metals may increase or decrease in value, and like all investments, they carry the risk of loss. You should seek advice from qualified legal, financial, and/or tax advisors before making investment decisions. Sanctuary Metals does not provide investment advice.

CUSTOMER’S ASSUMPTION OF RISK OF INVESTMENT

Customers assume all risk associated with their investment decisions. Sanctuary Metals makes no guarantees, promises, representations, or predictions regarding the profitability of any transaction, tax implications, or the ability to sell precious metals for profit. In no event shall Sanctuary Metals be liable for direct or indirect damages arising from any transactions.

Sanctuary Metals disclaims all warranties, including those of merchantability or fitness for a specific purpose. Customers are solely responsible for deciding which precious metals to purchase and when to sell.

CUSTOMER’S INVESTMENT OBJECTIVES

While Sanctuary Metals may provide assistance in selecting precious metals, all decisions regarding the purchase and sale of precious metals rest with the customer. This assistance does not create a fiduciary or special relationship between the customer and Sanctuary Metals. We do not provide legal, investment, or tax advice.

Any statements by Sanctuary Metals regarding future events are opinions only and should not be relied upon for investment decisions. Customers are encouraged to discuss risks with independent advisors and make informed decisions.

HOLDING PERIOD

Precious metals should be considered a long-term investment. Customers should be prepared to hold their investments for several years, ideally five to ten years. Customers should not invest capital they cannot afford to hold for this duration. Sanctuary Metals does not guarantee profitability or the avoidance of loss, even after holding the metals for the recommended time frame.

VOLATILITY OF THE MARKET

The value of precious metals is subject to unpredictable market forces, such as supply and demand, international monetary conditions, inflation, and economic trends. These factors can cause significant price fluctuations. Past performance is not indicative of future results.

Precious metals are not suitable for those seeking current income. Sanctuary Metals is not responsible for losses caused by market volatility, government restrictions, force majeure events (e.g., acts of God, war, terrorism, labor disputes), or other factors beyond our control.

DISCLAIMER OF DAMAGES

Under no circumstances shall Sanctuary Metals be liable for direct, indirect, incidental, consequential, or punitive damages, including loss of profits, business, or earnings, regardless of whether Sanctuary Metals was advised of the possibility of such damages.

RETIREMENT ACCOUNTS (IRAs)

Sanctuary Metals endeavors to comply with federal regulations regarding IRAs but disclaims responsibility for any tax consequences arising from holding precious metals in an IRA. Customers are strongly advised to seek independent tax guidance. Sanctuary Metals does not provide representations regarding the tax implications of such investments.

NO REFUNDS

All sales are final, and precious metals cannot be returned or exchanged for a refund unless explicitly stated in Sanctuary Metals transaction agreement. Customers are encouraged to inspect deliveries upon receipt. If dissatisfied with the quality of purchased metals, customers must notify Sanctuary Metals within 15 calendar days of delivery. Metals must remain in their original, unopened, and untampered holders for replacement.

DISCLAIMER OF EXPRESS WARRANTIES

Sanctuary Metals warrants the authenticity and precious metals content of all products sold but does not provide any additional warranties. Grades and descriptions of precious metals represent subjective opinions and are based on standards that may change over time.

Sanctuary Metals may use independent grading services such as Professional Coin Grading Service, Inc., Numismatic Guaranty Corporation of America, or the American Numismatic Association Certification Service (ANACS). However, no guarantee is made that these metals will receive the same grades in the future.

By purchasing precious metals through Sanctuary Metals, you acknowledge and accept the risks associated with such investments and the terms outlined in this disclosure.